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Our History

Crédit Agricole Consumer Finance was born from the merger between Sofinco and Finaref in April 2010.

Founded in 1951, Sofinco joined Crédit Agricole S.A. in 1999.

Finaref was created in 1970 and in 1992 became a subsidiary of the Kering Group (formerly PPR). In 2003, Crédit Agricole S.A. acquired Finaref.

On April 1, 2010, CA Consumer Finance was created, resulting from the merger of Sofinco and Finaref.

On July 1, 2013, Finaref changed its name to Sofinco.

At the same time, in 2006, Sofinco and Fiat joined forces to create a joint venture in automobile financing. Originally named FGA Capital, it became FCA Bank in 2015.

In 2022, following the merger between FCA and PSA, Crédit Agricole Consumer Finance and Stellantis signed the final agreements for their enhanced partnership. They create together via a 50-50 joint venture a pan-European leader in long-term rental (LTR): Leasys. In addition, Crédit Agricole Consumer Finance took over 100% of the capital of CA Auto Bank (formerly FCA Bank) and Drivalia in April 2023 with the ambition of making it a pan-European player in car financing, rental and mobility.