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Crédit Agricole Consumer Finance and Opteven announce the creation of a joint venture to offer bank customers a European warranty extension and maintenance contract offer
• Crédit Agricole Consumer Finance and Opteven, an expert in guarantees and services adapted to mobility, agreed on a draft strategic agreement which should be supplemented by the creation of a joint venture owned 50-50 by the two companies.
• This new company would allow CA Consumer Finance to offer a warranty extension and maintenance contract offer, developed by Opteven, to its individual and professional customers in Europe.
• After the birth of the Leasys joint venture with Stellantis, the 100% acquisition of CA Auto Bank and Drivalia, the development of automotive services constitutes the third pillar of
CA Consumer Finance's automotive strategy to become a European leader in green mobility.
• CA Consumer Finance wishes, by 2026, to offer more than 20 automotive services to its various customers via all the group's European.Consult the press release
2023/09/06 -
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Crédit Agricole Consumer Finance enters the capital of Hiflow with the ambition to strengthen its offering and accelerate internationally
As part of the IAA Mobility in Munich 2023, Hiflow and Crédit Agricole Consumer Finance announce the acquisition of a stake by Crédit Agricole Consumer Finance in the capital of Hiflow. The subsidiary of the Crédit Agricole group thus becomes the majority shareholder of the leader in single vehicle delivery to strengthen the offer and accelerate the development of Hiflow in 10 countries by 2026. This merger is also strategic for CA Consumer Finance, which at the same time announces the creation of a European automotive services hub, a new pillar of its automotive and mobility strategy: Crédit Agricole Mobility Services. It aims to offer more than 20 services dedicated to mobility by 2026. Hiflow will operate the Deliveries service, relying on its unique technology. In a rapidly changing automobile market, where the end user will become more and more central, local services at home are becoming essentials.Consult the press release
2023/09/05 -
0Press review
Crédit Agricole Mobility Services: 3rd strategic pillar of Crédit Agricole Consumer Finance to become European leader in green mobility
• After the creation of a complete leasing offer via Leasys, a pan-European leader in long-term rental co-owned 50-50 with Stellantis, the expansion of our geographic footprint with the 100% acquisition of CA Auto Bank and its subsidiary Drivalia to make it a pan-European leader in automobile financing, rental and mobility, CA Consumer Finance is developing an ambitious service offering that it will distribute under the Crédit Agricole Mobility Services brand. This new strategic pillar constitutes a powerful development lever.
• By 2026, more than 20 automotive services will be offered to all customers and distributed by all the Group's European entities.
• Crédit Agricole Consumer Finance has agreed with Opteven on a draft strategic agreement to distribute to all its customers a European extended Warranty and Maintenance contract offer.
• Crédit Agricole Consumer Finance announces an acquisition of a stake in the capital of Hiflow, leader in the delivery of single vehicles, and becomes a majority shareholder.
• Crédit Agricole Consumer Finance will inaugurate, on September 12, 2023 in Fayence (South-East of France), Agilauto Partage, a vehicle sharing solution, first launched in rural areas for individuals, and which will also be offered in businesses.Consult the press release
2023/09/05
Candidate Area
With almost 9,600 employees in 19 countries, Crédit Agricole Consumer Finance is one of the leading consumer credit companies in Europe. We enable customers to finance their projects with innovative, flexible solutions appropriate to their needs. At the heart of our mission, our businesses form a unique chain of know-how to serve our partners and our customers. We are committed to our employees' day-to-day development and well-being, and we help everyone to grow in their careers through adapted training and mobility plans in France and abroad.
160
work-study contracts for undergraduates and graduates hired in 2021
91
internships for undergraduates and graduates recruited in 2021
316
transfers made within the CA Consumer Finance group in 2020

3 good reasons to join us
A successful integration journey
- An induction day for new hires
- Training to get to know CA Consumer Finance and the Crédit Agricole group
- Training courses for each business line
HR support throughout your career
- Training appropriate to each role
- A business university: IFCAM (Crédit Agricole Training Institute)
- A complete career path for talented individuals: identifying young talent, training for junior managers and young managers with potential, programmes for potential senior managers, etc.
Moving within the group and internationally is simple
- The Crédit Agricole group is established on five continents
- Hundreds of different roles are available within the Crédit Agricole group
- There is a dedicated internal mobility programme for international careers
- More than 10,000 transfers are made each year within the Crédit Agricole group
Crédit Agricole Consumer Finance among the best employers in the sector
Crédit Agricole Consumer Finance ranks 6th among the best employers in the financial sector in France, according to Capital magazine's rankings published in January 2023.
Our roles
Whether you are a student in an internship or work-study programme, a young graduate or an experienced professional, CA Consumer Finance is hiring in many areas:
- Sales (customer advisers and sales team managers)
- Statistics and Big Data
- Marketing (customer, product, digital, strategic)
- Marketing (customer, product, digital, strategic)
- Risk Management, Auditing, Accounting and Management Control
- Human Resources
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Skills / Talent development
Our business success is driven by the commitment and expertise of all our employees. This is why we are committed to developing their skills. Our employees are specialists in the various consumer credit and customer relations businesses: sales, marketing, digital technologies, statistics, IT, etc.
Managers at the heart of HR
CA Consumer Finance is pursuing many ambitious projects focused on developing career paths, integration and development courses, particularly in the management and sales professions. In addition, we see human resources as a discipline to be shared with managers: they are therefore at the centre of our approach to career management,equipped with tools to help their teams evolve.
Making transfers simple
We strongly encourage internal mobility so that young graduates and experienced employees alike have the opportunity to develop their skills. They can choose to pursue their career at CA Consumer Finance and our subsidiaries, as well as throughout the Crédit Agricole group, in France and internationally.
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Our professions in the digital age
We provide support to our employees so that they can play a part in our company's digital transformation. The Digital Academy supports managers in developing their capacity for innovation by sharing experiences within our group and with start-ups and companies that have successfully completed their digital transformation. We have partnered with Google to boost our ability to innovate and speed up our digital transformation and with Cap Digital to strengthen our links with start-up ecosystems. In France and Italy especially, our subsidiaries have set up original structures to encourage innovation.
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Diversity is at the heart of our performance
Ranked among the best employers in the financial sector by the magazines Capital in France and Focus in Germany, CA Consumer Finance is a responsible and committed employer. We are convinced that diversity is a source of motivation for our employees and fosters their commitment, which is key to our shared success.
We value diversity and encourage it through a variety of agreements in the areas of job diversity, disability, youth employment and senior job retention.
In 2022, Crédit Agricole Consumer Finance obtained a score of 94/100 in the Gender Equality Index: a result of strong engagement translated into several concrete actions.
About the Gender Equality Index
The Gender Equality Index is one of the measures adopted within the framework of a specific French law for the freedom of individuals to choose their career (Loi pour la Liberté de Choisir son Avenir Professionnel) promoted by the Minister of Labour, Muriel Pénicaud, and the State Secretary for Gender Equality, Marlène Schiappa. The law was promulgated on September 5th, 2018. In application of this law, the French companies with more than 50 employees are required to make public as of 1st March their overall rating, and to take corrective actions if their score is less than 75/100.This index allows companies to measure their progress regarding equal pay through five indicators. CA Consumer Finance achieved the highest score on 3 of these 5 indicators: the difference between individual pay rise rates, the promotion rate, and salary increases after maternity leave.
- differences in salary: 39/40
- individual pay rises: 20/20
- promotion rates: 15/15
- the percentage of employees receiving a rise when they return from maternity leave: 15/15
- the number of women and men in the top ten wage bracket: 5/10
Another aspect of commitment, work-life balance, is the subject of concrete measures within CA Consumer Finance. Every two years, the internal survey "Your Voice, Our Future" allows us to objectively measure employees' overall satisfaction, their well-being at work and their commitment. In 2018, the participation rate was nearly 86%.
Find out more and join us on the group's websites and social networks:
- all job offers, internships and work-study programmes at CA Consumer Finance and the Crédit Agricole group on www.mycreditagricole.jobs
- the details of the Group's HR policy in the candidate area of credit-agricole.com
- HR news and CA Consumer Finance offers on Linkedin