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Our brands and subsidiaries


Crédit Agricole Consumer Finance is a wholly-owned subsidiary of the Crédit Agricole Group. Through our subsidiaries and joint ventures, we are present in 19 countries. We offer flexible, suitable, customised, and responsible financing solutions to our customers and partners everywhere.

In france

Sofinco Auto Moto Loisirs

Sofinco Auto Moto Loisirs formerly Viaxel offers a wide range of financing solutions, services and digital tools which meet all of the insurance and service needs of its distributor partners.

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CréditLift Courtage

CréditLift Courtage designs, produces and distributes innovative, attractive and responsible financing solutions for the intermediation market.

CréditLift Courtage consists of a multidisciplinary and complementary team which provides long-term active support for its customers in the marketplace.

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Sofinco is one of the French leaders in consumer finance. Our mission: to accompany our clients on a daily basis and enable them to give birth to their projects. To achieve this, our expert advisers put together financing solutions tailored to each individual's profile and needs.

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Agilauto, a CA CF and CAL&F brand, Crédit Agricole Group’s multi-brand, multi-market, sustainable mobility car rental solutions in France.

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Crédit Agricole Auto Bank

Crédit Agricole Auto Bank with its subsidiary Drivalia is a leading pan-European, independent and multi-brand player backed by the Crédit Agricole Group. It offers innovative car financing, leasing and mobility solutions in 17 countries in Europe and in Morocco, based on expertise and high-performance tools.

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Credibom is Portugal’s leader in point-of-sale automobile financing. The subsidiary has deployed more than 100 partnerships with various specialised retail points of sale to provide a wide variety of offers to finance purchases of vehicles, personal products, and household goods.

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Agos, owned by CA Consumer Finance (61% of total share) and Banco BPM (39%), ranks among the leaders of the consumer lending market in Italy. Agos covers the entire Italian territory, Crédit Agricole Consumer Finance’s number 2 market after France, with 230 branches and 30,000 partner points of sale.

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Sofinco España

Launched in the summer of 2019 and created with Bankia, Sofinco Spain is a fully owned subsidiary of Crédit Agricole Consumer Finance since 11 June 2021. It will cover all distribution channels and offer a variety of products, leveraging Crédit Agricole Consumer Finance Group's European partnerships. Its ambition is to be a major player in consumer finance in the Spanish market.

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Wafasalaf has two shareholders : CA Consumer Finance (49% of shares) and Attijariwafa Bank (51% of shares), the leader in consumer lending in Morocco. The subsidiary is present across all market segments: household goods, automobiles and motorcycles, and banking partnerships. Thanks to its partners Attijariwafa Bank, Crédit du Maroc (Crédit Agricole Group), and Crédit Agricole du Maroc, Wafasalaf is connected to more than 2,000 banks.

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Creditplus Bank

Creditplus Bank is a consumer lending specialist in Germany with more than 50 years of experience in sales financing. Creditplus Bank has 17 branches in Germany and is the leader in two-wheeled vehicle financing on this market.

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GAC-Sofinco, founded in 2010 and based in Guangzhou (China), is a 50/50 joint venture between Crédit Agricole Consumer Finance and Guangzhou Automobile Corporation (GAC), China’s 6th vehicle manufacturer. GAC-Sofinco operates throughout China and distributes products and services to the GAC-Honda, GAC-Acura, GAC-Toyota, GAC-FCA, GAC-Mitsubishi, and GAC Motor networks, serving more than 2,000 dealers.

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