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Our brands and subsidiaries


Crédit Agricole Consumer Finance is a wholly-owned subsidiary of the Crédit Agricole Group. Through our subsidiaries and joint ventures, we are present in 22 countries. We offer flexible, suitable, customised, and responsible financing solutions to our customers and partners everywhere.

In france


Agilauto is the automobile leasing and eco-mobility solutions platform of Crédit Agricole Consumer Finance and Crédit Agricole Leasing & Factoring intended for individual, professional and corporate clients of the Crédit Agricole Regional Banks and LCL.

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CréditLift Courtage

CréditLift Courtage designs, produces and distributes innovative, attractive and responsible financing solutions for the intermediation market.

CréditLift Courtage consists of a multidisciplinary and complementary team which provides long-term active support for its customers in the marketplace.

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For over 70 years, Sofinco supports the French to realize their life projects. It is today one of the leaders in consumer credit and partnerships in France and offers a large catalog of offers (financing, services, insurance, split payment, etc.) to adapt to everyone's needs, to the development of e-commerce and the energy transition challenges of its clients.

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Creditplus Bank

Creditplus is a consumer lending specialist in Germany with more than 50 years of experience in sales financing. Creditplus has 17 branches in Germany and is the leader in two-wheeled vehicle financing on this market.

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Crédit Agricole Auto Bank

Crédit Agricole Auto Bank with its subsidiary Drivalia is a leading pan-European, independent and multi-brand player backed by the Crédit Agricole Group. It offers innovative car financing, leasing and mobility solutions in 19 countries in Europe and in Morocco, based on expertise and high-performance tools.

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Leasys is a European leader in automotive Long-term rental created via a 50-50 joint venture between Crédit Agricole Consumer Finance and Stellantis. It is the 3rd European player in the sector with a managed fleet of more than 870,000 vehicles.

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Wafasalaf has two shareholders : CA Consumer Finance (49% of shares) and Attijariwafa Bank (51% of shares), the leader in consumer lending in Morocco. The subsidiary is present across all market segments: household goods, automobiles and motorcycles, and banking partnerships. Thanks to its partners Attijariwafa Bank, Crédit du Maroc (Crédit Agricole Group), and Crédit Agricole du Maroc, Wafasalaf is connected to more than 2,000 banks.

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Agos, owned by CA Consumer Finance (61% of total share) and Banco BPM (39%), ranks among the leaders of the consumer lending market in Italy. Agos covers the entire Italian territory, Crédit Agricole Consumer Finance’s number 2 market after France, with 230 branches and 30,000 partner points of sale.

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Credibom is Portugal’s leader in point-of-sale automobile financing. The subsidiary has deployed more than 100 partnerships with various specialised retail points of sale to provide a wide variety of offers to finance purchases of vehicles, personal products, and household goods.

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Sofinco España

Sofinco Spain is a fully owned subsidiary of Crédit Agricole Consumer Finance since 11 June 2021. It will cover all distribution channels and offer a variety of products, leveraging Crédit Agricole Consumer Finance Group's European partnerships. Its ambition is to be a major player in consumer finance in the Spanish market.

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GAC-Sofinco, founded in 2010 and based in Guangzhou (China), is a 50/50 joint venture between Crédit Agricole Consumer Finance and Guangzhou Automobile Corporation (GAC), China’s 6th vehicle manufacturer. GAC-Sofinco operates throughout China and distributes products and services to the GAC-Honda, GAC-Acura, GAC-Toyota, GAC-FCA, GAC-Mitsubishi, and GAC Motor networks, serving more than 2,000 dealers.

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