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0Press review
Crédit Agricole Consumer Finance and Opteven announce the creation of a joint venture to offer bank customers a European warranty extension and maintenance contract offer
• Crédit Agricole Consumer Finance and Opteven, an expert in guarantees and services adapted to mobility, agreed on a draft strategic agreement which should be supplemented by the creation of a joint venture owned 50-50 by the two companies.
• This new company would allow CA Consumer Finance to offer a warranty extension and maintenance contract offer, developed by Opteven, to its individual and professional customers in Europe.
• After the birth of the Leasys joint venture with Stellantis, the 100% acquisition of CA Auto Bank and Drivalia, the development of automotive services constitutes the third pillar of
CA Consumer Finance's automotive strategy to become a European leader in green mobility.
• CA Consumer Finance wishes, by 2026, to offer more than 20 automotive services to its various customers via all the group's European.Consult the press release
2023/09/06 -
0Press review
Crédit Agricole Consumer Finance enters the capital of Hiflow with the ambition to strengthen its offering and accelerate internationally
As part of the IAA Mobility in Munich 2023, Hiflow and Crédit Agricole Consumer Finance announce the acquisition of a stake by Crédit Agricole Consumer Finance in the capital of Hiflow. The subsidiary of the Crédit Agricole group thus becomes the majority shareholder of the leader in single vehicle delivery to strengthen the offer and accelerate the development of Hiflow in 10 countries by 2026. This merger is also strategic for CA Consumer Finance, which at the same time announces the creation of a European automotive services hub, a new pillar of its automotive and mobility strategy: Crédit Agricole Mobility Services. It aims to offer more than 20 services dedicated to mobility by 2026. Hiflow will operate the Deliveries service, relying on its unique technology. In a rapidly changing automobile market, where the end user will become more and more central, local services at home are becoming essentials.Consult the press release
2023/09/05 -
0Press review
Crédit Agricole Mobility Services: 3rd strategic pillar of Crédit Agricole Consumer Finance to become European leader in green mobility
• After the creation of a complete leasing offer via Leasys, a pan-European leader in long-term rental co-owned 50-50 with Stellantis, the expansion of our geographic footprint with the 100% acquisition of CA Auto Bank and its subsidiary Drivalia to make it a pan-European leader in automobile financing, rental and mobility, CA Consumer Finance is developing an ambitious service offering that it will distribute under the Crédit Agricole Mobility Services brand. This new strategic pillar constitutes a powerful development lever.
• By 2026, more than 20 automotive services will be offered to all customers and distributed by all the Group's European entities.
• Crédit Agricole Consumer Finance has agreed with Opteven on a draft strategic agreement to distribute to all its customers a European extended Warranty and Maintenance contract offer.
• Crédit Agricole Consumer Finance announces an acquisition of a stake in the capital of Hiflow, leader in the delivery of single vehicles, and becomes a majority shareholder.
• Crédit Agricole Consumer Finance will inaugurate, on September 12, 2023 in Fayence (South-East of France), Agilauto Partage, a vehicle sharing solution, first launched in rural areas for individuals, and which will also be offered in businesses.Consult the press release
2023/09/05
Crédit Agricole Consumer Finance
A European leader in consumer financing

Crédit Agricole Consumer Finance, Crédit Agricole Group’s branch specialized in consumer credit and provider for all mobility solution.
Credit Agricole Consumer Finance offers through all distribution channels - direct sales, point of sale financing and e-commerce platforms (automotive and household equipment...) - a wide range of financing solutions (instalment loans, revolving credit, leasing and loan consolidation) and associated services including split payment solutions, insurance and mobility solutions, with the objective of meeting the energy transition challenges in mobility, housing and consumption.
Its financing solutions and services are distributed in France via Sofinco, in Italy via Agos, in Germany via Creditplus, in Portugal via Credibom, in Spain via Sofinco Spain, in Morocco via Wafasalaf, and in China via GAC-Sofinco (car financing only).
Credit Agricole Consumer Finance aims to be a leader in green mobility in Europe and offers a continuum of all mobility solutions in the 19 countries (leasing, rental, subscription, car sharing, charging points...). It builds on the joint venture with Stellantis, the 100% integration of CA Auto Bank (ex FCA Bank) and Drivalia and the development of car financing in its historical entities in Europe and in the Credit Agricole Regional Banks and at LCL via Agilauto.
Crédit Agricole Consumer Finance is working every day in the interest of its 16.7 million customers and society at large. By December 31st 2022, CA Consumer Finance was managing €103 billion of outstandings.
16.7 million
customers
€103 billion
of managed outstandings at the end of 2022
+ 10 000
employees
€2.1 billion
in net banking income at the end of 2022
International presence
Sofinco / Smart Conso CA &LCL | Agos | Credibom |
Location: France Managed Outstanding: 34.9 Bn€
Employees: 2 761 | Location: Italy Managed Outstanding: 15.6 Bn€ Employees: 1 966 | Location: Portugal Managed Outstanding: 3.1 Bn€ Employees: 483 |
Creditplus | Sofinco Spain | Wafasalaf |
Location: Germany Managed Outstanding: 5.6 Bn€ Employees: 600 | Location: Spain Managed Outstanding: 640 M€ Employees: 210 | Location: Morocco Managed Outstanding: 3.5 Bn€ Employees: 919 |
Crédit Agricole Auto Bank | GAC-Sofinco |
Location: Germany, Austria, Belgium, Denmark, Spain, Finland, France, Greece, Ireland, Italy, Morocco, Norway, Netherlands, Poland, Portugal, United Kingdom, Sweden, Switzerland Managed Outstanding: 24.1 Bn€ Employees: 2 546 | Location: China Managed Outstanding: 9.2 Bn€ Employees: 592 |
The Crédit Agricole group
Crédit Agricole’s unique customer-focused universal banking model is based on the close association between its retail banking and its specialized business lines. Together, we offer all our customers, via all channels, a complete range of banking products and services suited to their needs.
The Raison d’Être of the Crédit Agricole Group
WORKING EVERY DAY IN THE INTEREST OF OUR CUSTOMERS AND SOCIETY
Crédit Agricole’s end purpose is to be a trusted partner to all its customers:
- Its solid position and the diversity of its expertise enable CA to offer all its customers ongoing support on a daily basis and for their projects in life, in particular by helping them to guard against uncertainties and to plan for the long term.
- Crédit Agricole is committed to seeking out and protecting its customers’ interests in all it does. It advises them with transparency, loyalty and pedagogy.
- It places human responsibility at the heart of its model: it is committed to helping all its customers benefit from the best technological practices, while guaranteeing them access to competent, available local teams that can ensure all aspects of the customer relationship.
Proud of its cooperative and mutualist identity and drawing on a governance representing its customers, Crédit Agricole:
- Supporting the economy, entrepreneurship and innovation in France and abroad: it is naturally committed to supporting its regions.
- It takes intentional action in societal and environment fields by supporting progress and transformations.
- It serves everyone: from the most modest to the wealthiest households, from local professionals to large international companies. This is how Crédit Agricole demonstrates its usefulness and availability to its customers, and the commitment of its 147,000 employees to excellence in customer relations and operations.