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Crédit Agricole Consumer Finance France

In France, Crédit Agricole Consumer Finance offers in France mainly through its commercial brands Sofinco, Sofinco Auto Moto Loisirs and CreditLift Courtage, a wide range of financing solutions and associated services: revolving and instalment credit, credit repurchase, leasing, credit cards and related services (insurance, affiliate programs).


Shareholding structure

100% Crédit Agricole S.A.


Figures at end-2022

€47.8 billion

of assets under management



More than 4.8 million



Direct distribution

  • 24 branches


Point-of-sale financing

  • Home appliance
  • Automotive (Sofinco Auto Moto Loisirs)



  • Crédit Agricole Group Regional Banks
  • Institutions (GMF, Crédit Social des Fonctionnaires, AG2R La Mondiale, Fastt…)
  • Distribution (Fnac-Darty, La Redoute, Castorama, Décathlon, Le Printemps, Orchestra, Roche-Bobois, Mobilier de France, Culligan…)
  • Car-motorcycle (Mazda, Piaggio…)



CredittLift Courtage


For more information

  • Through direct sales under the Sofinco brand and its mobile app
  • In a banking partnership with the Crédit Agricole Group: regional offices, LCL
  • In partnership with specialised retail chains, including Orchestra, Fnac-Darty, La Redoute, Castorama, Printemps, Décathlon
  • In partnership with banking institutions, companies, and mutual insurance companies: Aviva, Barclays, GMF, AG2R La Mondiale, BforBank, Amundi ESR, Fred Finance, UFF
  • Alongside many furniture and home retailers
  • Alongside distributors, on the vehicle financing market through its Sofinco Auto Moto Loisirs brand
  • Agreements with vehicle manufacturers: Fiat, Honda, Kia, Mazda, Piaggio
  • Alongside brokers through its CreditLift Courtage brand