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Credibom is Portugal’s leader in point-of-sale automobile financing. The subsidiary has deployed more than 100 partnerships with various specialised retail points of sale to provide a wide variety of offers to finance purchases of vehicles, personal products, and household goods.

Figures at end-2023



€3.9 billion

of assets under management



Around 919,000



Uma Relação de confiança – A relationship of trust

Credibom Bank has always held a strategic position thanks to its network of commercial partners in the various sectors of consumer lending and its customised offerings adapted to the various market segments: household goods, automobiles, etc. Its range of solutions incorporates a variety of offers in conventional credit, revolving credit, leasing, ALD, and credit cards.

By supporting two million customers and more than 1,000 partners in Portugal, we are actively contributing to the country’s present and future economy. By emphasising service, shorter response times, flexibility, simplicity of processes, and the richness of our product line, Credibom Bank has strengthened its position on these markets over the years and is now enjoying stable, sustainable growth. Our mission is to support our customers securely and transparently to make their projects a reality.

In 2020, Credibom launched, a designed used vehicle sales platform, a growing market in Portugal. Credibom also wanted to get closer to its dealer partners and offer a value-added solution, thanks to this online system created in partnership with the Portuguese Automobile Trade Association (APDCA). In 2023, the PiscaPisca ecosystem expanded with a green offering “Pisca Pisca Green”. It provides access to electrified vehicles, electric charging services but also practical advice on sustainable mobility. The objective: to make the transition even easier for its customers.


Leading position in automotive point-of-sale financing service in Portugal


Shareholding structure

100% Crédit Agricole Consumer Finance


Direct distribution

  • Web
  • 2 branches


Point-of-sale financing

  • Automotive
  • Home appliance



  • Car-motocycle (Mazda, Benecar, Auto Leandro dos Santos, So Barroso and Fornova)
  • Distribution (La Redoute and Rainbow)

To learn more

Visit the website