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International presence

Crédit Agricole Consumer Finance is a major player in consumer credit with more than €90.9 billion of managed outstandings at the end of 2020. The group is present in 19 countries.


countries (Europe, Morocco and China)

15 million



employees, 71% outside France

62 %

of outstanding credit sources financed outside France

CA Consumer Finance's international presence


1 Sofinco & Smart Conso

Location: France

Managed outstandings: €32.6 Bn

  • Sofinco: €12.6 Bn
  • Smart conso: €20 Bn

Employees: 2,551


2 Agos Dugato

Location: Italy

Managed outstandings: €13.8 Bn

Employees: 1,931


3 Credibom

Location: Portugal

Managed outstandings: €2.4 Bn

Employees: 407

Creditplus Bank

Location: Germany

Managed outstandings: €4.6 Bn

Employees: 611


5 Sofinco España

Location: Spain

Managed outstandings: €0.1 Bn

Employees: 106


6 Wafasalaf

Location: Morocco

Managed outstandings: €3.4 Bn

Employees: 890

FCA Bank

Location: Austria, Belgium, Denmark, Finland, France, Greece, Germany, Ireland, Italy, Morocco, Netherlands, Norway, Poland, Portugal, Spain, Sweden, Switzerland, United Kingdom

Managed outstandings: €26.2 Bn

Employees: 2,415


8 GAC-Sofinco

Location: China

Managed outstandings: €6.05 Bn

Employees: 537