Products & services

Crédit Agricole Consumer Finance provides a spectrum of products and services tailored to individual needs.

Instalment loans

CA Consumer Finance offers solutions for financing goods or services with fixed repayments over a defined period. There are two options: a personal loan via direct sales, and a point-of-sale loan related specifically to the purchase.

Revolving credit

Revolving credit - available via the direct channel or at the point of sale - provides customers with a sum of money that can be re-used to finance more purchases as soon as the borrowed amounts are reimbursed. The maximum repayment period is determined by the amount of credit granted.

Loan repurchase (consolidation)

Loan repurchase is a finance solution that replaces multiple existing loans with a single consolidated loan.

Leasing packages

CA Consumer Finance offers both lease purchase and long-term lease solutions.

  • Lease purchase is used to buy cars and other types of goods, such as tablets. The customer pays a monthly lease and has the option to purchase the item at the end of the contract.

  • Long-term leases are used to finance corporate car fleets and cars for individuals. Servicing and maintenance is include.