AUTOMOBILES, MOTORCYCLES AND LEISURE VEHICLES PARTNERS
Financing, leasing and mobility solutions for individuals, professionals and businesses, whatever their needs
Crédit Agricole Consumer Finance is committed to its partners, car manufacturers and distributors, motorcycles, leisure or marine, to meet their business challenges as well as the financing needs of their customers. Its innovative offers and digitization of the customer journey are a lever for its partners to attract and retain customers.
of Crédit Agricole Consumer Finance's outstanding loans are car loans
Tesla, MG Motor, VinFast, Lotus, Honda, Piaggio, Suzuki, MV Agusta, Zero Motorcycles, Groupe Pilote, Rapido, Aixam France…
A major player in automotive financing
Crédit Agricole Consumer Finance is a major and historic player in car financing with a pan-European presence thanks to its 100% integration of CA Auto Bank (formerly FCA Bank) and its joint ventures with Stellantis (Leasys, major player in operational car leasing) and with the Chinese manufacturer GAC (GAC-Sofinco).
It has also entered into commercial partnerships with numerous manufacturers around a dedicated brand and network in France: Sofinco Auto Moto Loisirs.
Present in all market segments (cars, motorcycles, leisure and marine), Crédit Agricole Consumer Finance’s expertise in the consumer credit and financing businesses and its vast geographical footprint (presence in 19 countries) allow it to offer solutions adapted to the requirements and specificities of each of its partners.
Simplified access to financing to satisfy future drivers
In a highly competitive automotive market, offering efficient and useful services to its customers is a decisive competitive advantage. Crédit Agricole Consumer Finance's expertise thus makes it possible to meet the marketing challenges of manufacturers and distributors by providing them with financing solutions at the point of sale adapted to their markets and the new uses of their customers (leasing, long-term rental or classic credit). Crédit Agricole Consumer Finance also offers reliable and personalised credit support, with responsible solutions adapted to consumers' ability to repay.
Quick answers to support sales
Customers now expect quick answers to their financing applications. Crédit Agricole Consumer Finance is rolling out an integrated and smooth digital strategy focused on partners expectations. Its aim is to finalise car loan sales in a very short time, as simply as possible. Thanks to the use of digital tools, the solutions offered to its manufacturing and distributor partners are fast, smooth and reliable at all levels of the value chain.
Meeting customers' new expectations
100% digitised procedures
From tablets for the sales teams to digitising our processes and using electronic signatures, our digital innovations help offer our partners fast, smooth and reliable solutions throughout the customer journey. This expertise convinced Chinese e-commerce leader Alibaba to join forces with our GAC-Sofinco automotive joint venture in China.
New solutions, new markets
Our car financing solutions include lease with an option to purchase and long-term leasing offers, such as those offered by our joint venture Leasys. Meanwhile, CA Auto Bank is expanding the range of brands it serves and is strengthening its position at the top end of the market, with Ferrari, Maserati, Tesla, Mazda, Aston Martin and Morgan. In Portugal, our subsidiary Credibom offers simple and innovative solutions to Mazda customers to renew their vehicles and boost the sales management cycle.
The leasing boom
Driving a new vehicle and reducing maintenance procedures is a priority for a growing number of professional and individual customers. Leasing gives drivers access to a new vehicle with or without an option to buy and, depending on the chosen solution, includes maintenance services.
- Leasing with an option to purchase can be used to buy a vehicle. The customer uses their vehicle in return for a monthly rental payment and may, if they so desire, buy the vehicle at the end of the contract.
- For individuals and company car fleets, Crédit Agricole Consumer Finance offers long-term leases. Long-term leases have two advantages: they provide access to the vehicle and include services such as maintenance.
The AERAS agreement facilitates access to insurance and credit for people presenting an aggravated health risk. For more information, visit the website: www.aeras-infos.fr