Agos
Agos, owned by CA Consumer Finance (61% of total share) and Banco BPM (39%), ranks among the leaders of the consumer lending market in Italy. Agos covers the entire Italian territory, Crédit Agricole Consumer Finance’s number 2 market after France, with 230 branches and 30,000 partner points of sale.

Shareholding structure
- 61% Crédit Agricole Consumer Finance
- 39% Banco-BPM
Figures at end-2022
€15.6 billion
of assets under management
1,966
employees
Around 4.8 million
customers
Direct distribution
- Around 230 offices and branches
- Web and mobile (Agos4Now)
Partnerships
- Distribution (Mondo Convenienza, Unieuro…)
- Automotive (Honda, Piaggio, Suzuki…)
- Banks (Crédit Agricole Cariparma and Banco-BPM) and institutions