For a better browsing experience and to benefit from all the features of, we advise you to use the Edge browser.
  • Text size
  • Contrast

FCA Bank and I3P launch “Digital Factory” to promote solutions through the open innovation process

● “Digital Factory” is the exploratory call for proposals launched by FCA Bank and I3P, the Innovative Enterprises Incubator of the Polytechnic of Turin, in view of the Bank’s technological transformation.
● Participation in the call will be open to innovative start-ups and SMEs, free of charge, and submissions will be accepted until 6 January 2021.
● The winner will be able to develop a Proof-of-Concept (PoC), working side by side with FCA Bank and the Group’s subsidiaries.


Exploring innovations existing in Italy and abroad, to advance and implement new solutions through Open Innovation, to achieve the technological and digital transformation of the banking sector. With this objective in mind, FCA Bank and I3P, the Innovative Enterprise Incubator of the Polytechnic of Turin, launch “Digital Factory”, an exploratory call for proposals for innovative start-ups and small and medium enterprises.

“Digital Factory” will focus on the development of Fintech and Insurtech solutions that will support payment processes, new insurance and financial risk assessment systems, alternative credit management methods, financing and microcredit products for the automotive finance industry through the use of algorithms and innovative methodologies. The focus will be also on the creation of automated and smart systems to analyse insurance and financial needs and to perform gap analyses  to generate customized profiling for new customers and, in the remarketing phase, for existing customers.    

Participation in the process is free. Submissions should be uploaded by 6 January 2021 into the website The projects will be evaluated by a committee of experts, who will select the finalists by 5 February 2021. These shortlisted candidates will be able to illustrate their proposal at the final event, which will be held in February 2021.

The winner selected by the jury will then have the chance and the resources to develop a Proof-of-Concept (PoC), to test and prove on the field the feasibility of the use case presented, thus beginning its interaction with  FCA Bank and the Group’s subsidiaries. 

The launch of the “Digital Factory” call for proposals in cooperation with I3P – part of the  “Start&Pulse” program of Crédit Agricole Consumer Finance – is another step in FCA Bank’s digital transformation process, which is designed to improve the customer experience, on one side, and to create leading-edge banking and insurance products, on the other. This process, undertaken to innovate the entire banking sector, has already resulted in significant developments for digital payments, from the e-Wallet (the digital wallet that can contain different payment tools) to the Payment Hub, which will enable FCA Bank  to manage the large number of transactions related to in-vehicle payment services.


“We have great confidence and expectations in the collaboration with I3P, a partner with which we share the approach to technological innovation and which has shown to be on the frontline of open innovation solutions. In fact, we at FCA Bank strongly believe in the innovative impetus of start-ups and SMEs, especially for a sector such as ours, where the digitalization of processes and services has been accelerated by the pandemic emergency”.  

Giacomo Carelli CEO of FCA Bank S.p.A.

"We are very proud to be able to cooperate with FCA Bank in its Digital Factory project, by providing support to the Open Innovation activity intended to activate collaborations with start-ups. Open innovation initiatives represent significant opportunities both to explore new technologies and services and to develop human capital”. 

Giuseppe Scellato President of I3P