Products and offers

In order to give every one of its customers the means to plan their finances, Crédit Agricole Consumer Finance, through Sofinco and Finaref trademarks, offers individuals and retail professionals an extensive range of financial products, specially tailored for each sales network :

Loans repayable by instalments

These exist in two forms :

• personal loans sold directly via the branch network, online, by phone and through direct marketing methods,
• point-of-sale loans.
  

Revolving credit

This is a credit facility consisting of a cash reserve that is refilled as the customer makes repayments. It can be combined with a generic bank card or a charge card (payment card supplied by a retailer).

Debt consolidation

It allows to group all the monthly payments in one.

Insurance

Our finance packages come with a range of insurance options : loan protection insurance, equipment insurance, etc.

Services

The finance package offering is reinforced by different consumer-related services : extended warranty, maintenance, loyalty schemes, customer privileges, etc.

Rental schemes

Some of our networks also offer leasing or contract hire schemes.

Find all the campaigns of Sofinco and Finaref on :
- www.sofinco.fr
- www.finaref.fr