L'essentiel
Credit Agricole Consumer Finance is the consumer credit european leader.
On an international scale, the company is a key actor of this sector, with a 116% growth of its outstandings over the last five years (2010/2005).
Notre stratégie
When Sofinco and Finaref merge
The merger of Sofinco and Finaref aims at the creation of one of the main operators of consumer credit on an international scale.
Its strategy leans on the control of its specialised businesses and its capacity to share the best expertise developed in France and on the international stage. Crédit Agricole Consumer Finance benefits from expertise and know-how of its founding companies : Sofinco and Finaref.
Notre organisation
Businesses lines and Evaluate
Crédit Agricole Consumer Finance hedges all the specialised businesses and the consumer credit distribution channels : direct sales, point-of-sale financing and partnerships. Sofinco and Finaref are trademarks of Crédit Agricole Consumer Finance in France.
Nos valeurs, nos engagements
A responsibility shared between lender and borrower
In its relations with the consumers, Crédit Agricole Consumer Finance makes a commitment to be a socially responsible company.
Chiffres clés
A responsibility shared between lender and borrower
- Managed outstandings (at end 2010): €78.1 billion
- Production (at end 2010) : €34.6 billion
- Net income (at end 2010) : €520M
- Operations in 22 countries
- Number of employees : 10,500 personnes, of wich 3,900 in France
Press
Press Releases
Press Pack
Download documents
Consumer Credit Overview
Focus
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Activity
61%
International share of outstandings managed at year-end 2010 -
Worldwide Consumer Credit
€5,473 billion
Worldwide consumer credit managed outstandings in 2010
Our subsidiaries
Norway Finaref Nordic... Finaref Nordic is specialised in personal loans sales, mainly through a partners...
Finland Finaref Nordic... Finaref Nordic is specialised in personal loans sales, mainly through a partners...
Sweden Finaref Nordic... Finaref Nordic is specialised in personal loans sales, mainly through a partners...
Denmark Dan Aktiv... Dan Aktiv is a specialist in point-of-sale financing for home equipment and vehi...
Germany Creditplus Bank... Creditplus Bank is Germany’s fifth largest credit institution (excluding capti...
Greece Credicom Consumer Finance... On 31 December 2009 Crédit Agricole Consumer Finance acquired the 50% stake in ...
Belgium Finalia... Finalia is a finance company specialised in consumer credit, the partners o...
Denmark Forso Nordic... Forso Nordic is a 50/50 joint venture between FCE Bank plc, the Ford group’s c...
Saudi Arabia Sofinco Saudi Fransi... Sofinco Saudi Fransi, a joint subsidiary of Crédit Agricole Consumer Finance an...
Hungary Credigen Bank...
Created in 1998, Credigen is specialsed in the point-of-sale financing.
...
Italy Agos Ducato... In 2009, just one year after the acquisition of Ducato, the company merged with ...
France CA Consumer Finance... Crédit Agricole Consumer Finance, formed from the merger of Sofinco and Finaref...
Morocco Wafasalaf... Crédit Agricole Consumer Finance has held a stake in Wafasalaf since the compan...
Portugal Credibom... A Portuguese specialist in consumer credit, Credibom is a major player in point-...
Czech Republic Credium... Credium rose to third place in its vehicle finance specialty....
Slovakia Credium Slovakia... Credium acquired at the end of 2008 the Slovak OTP Leasing company which, at the...
The Netherlands CA Consumer Finance Nederland BV... In July 2010 Crédit Agricole Deveurope was renamed Crédit Agricole Consumer Fi...
Finland Forso Nordic... Forso Nordic is a 50/50 joint venture between FCE Bank plc, the Ford group’s c...
Norway Forso Nordic... Forso Nordic is a 50/50 joint venture between FCE Bank plc, the Ford group’s c...
Sweden Forso Nordic... Forso Nordic is a 50/50 joint venture between FCE Bank plc, the Ford group’s c...
Swiss FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
the United Kingdom FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
Portugal FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
Poland FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
The Netherlands FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
Italy FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
France FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
Greece FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
Spain FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
Austria FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
Belgium FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
Germany FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
Denmark FGA Capital... Fiat Group Automobiles Financial Services, renamed FGA Capital in January 2009, ...
China GAC-SOFINCO AUTOMOBILE FINANCE CO... Guangzhou Automobile Company (GAC) and Crédit Agricole Consumer Finance l...
